Thursday, October 27, 2011
How Long do Insurance Companies have to Settle a Car Accident Claim?
If you were injured in a car accident, there is a statute of limitations that establishes the time frame in which you can file a personal injury lawsuit. Likewise, there are time limits in which insurance companies must respond to claims filed by policyholders.
Unlike statutes of limitation, however, insurance company deadlines are set by the agencies themselves and not by legislators. While most car insurance providers state they will address claim requests within one week to 30 days, they may take longer to investigate the circumstances of the accident, assess damages and present a compensation offer.
If the car accident did not result in injuries and fault is easily assigned, you may receive a speedy settlement offer from the insurance company. If the accident involved multiple vehicles and injuries, however, it may be months before you receive a settlement offer.
In any car accident in which you suffered injury due to another driver’s negligence, you should contact the experienced Milwaukee car accident attorneys at The Cochran Firm Wisconsin. Insurance companies will attempt to limit what they have to pay, and insurance settlement offers are rarely sufficient to cover medical bills, let alone other expenses that will accumulate as you recover from your injuries.
If you were injured in a car accident and would like more information about your legal options, please contact the Milwaukee personal injury attorneys at The Cochran Firm Wisconsin to schedule a free case evaluation.
Tuesday, October 25, 2011
Car vs. Motorcycle Accidents
Although the same rules of the road apply to motorcyclists and the drivers of passenger vehicles, the injuries sustained by bikers in car vs. motorcycle accidents are often more severe.
The obvious size and weight difference is one contributing factor for injuries, but motorcyclists also have less bodily protection and face a greater risk for ejection. While all motorcyclists are advised to wear helmets, and Wisconsin mandates that all riders under 18 wear a helmet, even bikers with helmets are vulnerable to severe injuries.
Injuries commonly suffered by bikers in collisions with cars include:
• Broken/fractured bones
• Internal injuries
• Severed limbs
• Spinal cord injuries
• Traumatic brain injuries
The occupants of cars can certainly experience the same types of injuries, but motorcycle riders are at a much higher statistical risk for catastrophic and fatal injuries.
Like other types of traffic accidents, driver error is to blame in most car vs. motorcycle accidents. Though negligence by either driver can contribute to an accident, a majority of car and motorcycle collisions are the result of the car’s driver not being aware of the motorcycle’s presence.
Other common causes of car vs. motorcycle accidents include:
• Driving under the influence
• Failure to yield or stop
• Unsafe lane changes or passing
If you were injured in a car and motorcycle accident and have questions about your legal options, please contact the Milwaukee personal injury attorneys at The Cochran Firm Wisconsin for a free consultation.